St. Petersburg Creditor Harassment Attorney
Uphold Your Rights with a Bankruptcy Lawyer in St. Petersburg
If you or a loved one is facing overwhelming debt,
foreclosure, it is very possible that you have been the victim of some form of
creditor harassment. It is important to contact an attorney experienced with these matters
as soon as possible. You do have rights as a consumer, and you do not
have to be subject to this type of harassment or creditor abuse.
LeavenLaw, our St. Petersburg bankruptcy lawyers provide an invaluable service to
our clients – at no additional cost. From the moment that you retain
our lawyers for your bankruptcy case, we will also provide our creditor
harassment protection. You owe us nothing for our
creditor harassment representation unless we are able to recover compensation for you as a
result of the creditor’s or debt collector’s unlawful practices.
If you have been the victim of unlawful debt collection we may be able
to recover up to $1,000 under the Federal Fair Debt Collection Practices
Act (FDCPA) and $1,000 under the FCCPA (Florida Consumer Collection Practices Act).
In the event that we prove creditor harassment or abuse and recover on
your behalf, the offending creditor will be held responsible to pay for
all attorneys’ fees and costs for filing, prosecuting and settling
Call LeavenLaw today for a free consultation with a creditor harassment lawyer in St.
Protection against Creditor Harassment
Federal Fair Debt Collection Practices Act (FDCPA),
Florida Consumer Collection Practices Act (FCCPA) and
Telephone Consumer Protection Act offer consumers protection against creditor harassment. Unfortunately,
some creditors still utilize a number of unlawful practices in their attempt
to collect the money they are owed. Under the Fair Debt Collection Practices
Act ("FDCPA"), debt collectors are strictly prohibited from
behaving in a way that can be classified as harassing. This includes calling
debtors at all hours of the night, using offensive language, persistently
communicating with a debtor at their place of work after being asked to
desist and misrepresenting facts in any way possible - including claiming
that the consumer owes more than they actually do or that they face possible
arrest should they not pay. If a debt collector does not abide by the
guidelines set forth by the FDCPA, they can be accused of creditor harassment.
What is Considered Harassment by a Creditor?
Debt collectors know that a person in debt is likely to be embarrassed
by the situation or may feel overwhelmed. They prey on these emotions
and may use threats to try to coerce a debtor into paying. Some examples
of creditor harassment are below. If you are experiencing any of these,
turn to a St. Petersburg creditor harassment lawyer at LeavenLaw.
- Calls to Family & Friends
- Calls to Work
- Robo-Dialed Calls
- Spam Text Messages
- Wrong-Party Calls
- Demanding money the debtor does not actually owe
- Pretending to be someone else in an attempt to pressure a debtor.
Call LeavenLaw for Protection from Creditor Harassment in Florida!
If you have recently suffered from the abuse of a harassing creditor, then
you have legal rights that should be justly and comprehensively protected.
By getting the involvement of an experienced lawyer from
LeavenLaw, you can rest assured knowing that you will have your legal rights protected
to the full extent of the law. At our firm, we know the best ways in which
we can help our clients and will fight to help ensure that you are not
unjustly exposed to abusive acts by creditors or debt collectors.
Call (877) 958-8775 to schedule a free consulation with a Florida creditor
harassment attorney at LeavenLaw.