Bankruptcy and Creditor Harassment Lawyer

With the economy down and unemployment up, millions of Americans are finding themselves overwhelmed by debt. While there are certainly some cases in which the debt was caused by excessive spending and poor saving, the majority of people who file for bankruptcy do so after an unexpected and costly event, such as a divorce, job loss, or serious injury or illness. At LeavenLaw, our Spring Hill bankruptcy lawyers understand that sometimes life hands you more than you can handle, and we are committed to helping you achieve a fresh financial start so that you can mitigate the long-term damage and move on with your life.

If you are considering declaring bankruptcy, we advise you to go ahead and schedule a meeting with a certified credit agency. During the meeting, you will review your finances with a specialist and receive information about personal finance and bankruptcy. By law, this meeting must occur 180 or more days before you can file for bankruptcy. Our bankruptcy firm can help you file for Chapter 7 or Chapter 13 bankruptcy, and we can also answer questions such as "Should I file for bankruptcy?" and "Why Chapter 13?" Furthermore, we can also provide information about the Chapter 7 means test, commercial bankruptcy, bankruptcy exemptions, and tax debts and bankruptcy.

In the event that you are facing illegal creditor harassment, we can inform you of your rights under the Federal Fair Debt Collection Practices Act, the Florida Consumer Collection Practices Act, and the Telephone Consumer Protection Act. If necessary, we are able to represent you in court against creditor lawsuits. Call our office today to learn more about how we can help!

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