20 Days to File a Response to Foreclosure

Evaluate Your Options with a St. Petersburg Foreclosure Attorney

When you are served a notice of foreclosure in Florida, you typically only have 20 days to file a response, or your options in fighting foreclosure may be severely limited. One of the most important things you can do once you have fallen behind on your mortgage payments or have already been served a notice of foreclosure is to contact a foreclosure defense lawyer who can advise you of your rights and options.

At LeavenLaw, we represent clients throughout St. Petersburg and the surrounding areas throughout Florida in the face of foreclosure lawsuits. We can help you act within the 20-day window to help ensure the best possible outcome for your case.

Call our team today to learn more in a free case evaluation!

What to do if you've received notice of a foreclosure lawsuit

The foreclosure process begins when the lender files a foreclosure lawsuit against a borrower. The borrower will be served with a summons and foreclosure complaint. Once a homeowner is served, he or she will have only 20 days to file a response. The failure to file a response will mean that the lender's attorneys will be able to move for a default to be entered. In terms of foreclosure proceedings, moving for default may be equated to forfeiting a game in a sporting event. By failing to respond within 20 days, however, the borrower is not automatically in default - the lender's attorneys must move for default. Accordingly, more than 20 days may have passed since you were served a notice of foreclosure, but if your lender failed to move forward with the case, you may still have time to respond.

20 days may go by very quickly. Do not wait to involve a foreclosure defense lawyer at our law firm to assist you in filing a response or motion to dismiss within 20 days of your foreclosure notice. Our firm has the resources and experience to properly assist you with your case.