Know Your Rights
Using the Law to Save Your Home
When you took out a mortgage, you probably had every intention of paying
on time and completing your total payment. Many individuals will take
advantage of the grace period on their mortgage notes and wait an additional
10-15 days to make their mortgage payments. However, if you get too far
behind in your payments, it is likely that your lender will send a notice
of default and begin foreclosure proceedings.
Foreclosure can be an extremely time-consuming and lengthy process, taking up to 5
months in the state of Florida, but homeowners have an opportunity to
stop the process leading to foreclosure and save their homes rights under
the law. A
Florida foreclosure defense lawyer from LeavenLaw will take the time to thoroughly explain your rights under
the law and how you can save your home from foreclosure.
The American Recovery and Reinvestment Act of 2009 was created to reaffirm
the rights of homeowners across the country, but foreclosure laws differ
from state to state. As a homeowner, you have the right to get your property
out of the house before it is sold. The bank or your mortgage lender cannot
lay claim to the home's contents until the foreclosure is complete,
nor can they prevent you from retrieving your property.
It is important for you to be aware that the lender is required by Florida
state law to notify you before initiating the foreclosure process, and
you are responsible to file an answer within the specified time. You have
the right to a hearing where you can present your side of the story. This
hearing must be scheduled within a certain time period, and an attorney
can help you with the legal details involved. Florida foreclosure law
states that the homeowner has the right to redeem the property any time
before the day of the sale up until the Certification of Sale has been issued.
Contact a Florida foreclosure defense lawyer today!
No one wants to lose the home that they have worked for, and the legal
team at LeavenLaw can provide superior legal foreclosure defense for individuals
facing foreclosure throughout the Tampa Bay area. Our firm was founded
in 1972 with the purpose and mission of providing compassionate legal
counsel to individuals and families during their time of greatest need.
We strive to provide each and every client with insightful legal counsel
and support, regardless of how small or large their case is.
Don't wait to secure the legal help you deserve,
contact a Florida foreclosure defense attorney at our firm today!