Sears Credit Card
If you have been receiving debt collection calls from Sears, you could have a case for creditor harassment if their conduct violates the Fair Debt Collection Practices Act (FDCPA). Sears collects debts and mortgage debts for other creditors. If Sears calls you or sends you a monthly statement in an attempt to collect the debt, their conduct is governed by the Fair Debt Collection Practices Act and the Florida Consumer Collection Practices Act (FCCPA).
Once you hire an attorney for representation regarding your debt owed to and collected by Sears and provide Sears your attorney contact information, Sears is no longer allowed to contact you in an attempt to collect the debt. Sears is prohibited from calling you in an attempt to collect the debt. Sears is prohibited from sending you monthly statements in an attempt to collect the debt. Sears also cannot call your cellular telephone using an automatic telephone dialing system once you have told them you have hired an attorney or plan on filing bankruptcy. The automatically dialed telephone calls, called "robo-calls", invade your privacy and could violate the Telephone Consumer Protection Act (TCPA). The TCPA provides for $500.00 damages per call placed in violation of the TCPA and up to $1,500.00 per call if the call was knowingly made in violation of the TCPA. These auto-dialed cases can be very valuable to you if you take good notes on calls and let your creditor, Sears, know that you have hired an attorney for representation and provide our attorney contact information.
If you are receiving calls from Sears, answer the calls. Take good notes using the LD&B Communications Log. And then call the LeavenLaw Consumer Law Hot-line at (727) 362-4922 or send us an e-mail at email@example.com. We represent consumers in unlawful debt collection lawsuits at no up-front cost. You do not pay us any fee unless we win and recover monies for in such case, the creditor or debt collector pays our attorneys fees and costs. If we do not recover for you, you owe us nothing. That is our No Fee Guarantee. The attorneys at LeavenLaw will look forward to helping you.
To revoke any consent Sears or its affiliated entities have to contact you in an attempt to collect any debt owed to them, including revoking consent to use an automatic telephone dialing system to call your cellular telephone, please either:
- Tell them you have hired the attorneys at LeavenLaw to represent you, give them our contact information and then use the LD&B Communications Log to capture information regarding continued unlawful debt collection calls;
- Send them a Cease & Desist Letter; or
- Follow the instructions below to revoke consent with the above creditor via their website or telephone.
Sears Card (Citicard)