Bank of America
If you have been receiving debt collection calls from Bank of America, you could have a case for creditor harassment if their conduct violates the Fair Debt Collection Practices Act (FDCPA) or other debt collection laws. Bank of America collects debts and mortgage debts for other creditors. If Bank of America calls you or sends you a monthly statement in an attempt to collect the debt, their conduct is governed by the Fair Debt Collection Practices Act and the Florida Consumer Collection Practices Act (FCCPA).
Once you hire an attorney for representation regarding your debt owed to and collected by Bank of America and provide Bank of America your attorney contact information, Bank of America is no longer allowed to contact you in an attempt to collect the debt. Bank of America is prohibited from calling you in an attempt to collect the debt. Bank of America is prohibited from sending you monthly statements in an attempt to collect the debt. Bank of America also cannot call your cellular telephone using an automatic telephone dialing system once you have told them you have hired an attorney or plan on filing bankruptcy. The automatically dialed telephone calls, called "robo-calls", invade your privacy and could violate the Telephone Consumer Protection Act (TCPA). The TCPA provides for $500.00 damages per call placed in violation of the TCPA and up to $1,500.00 per call if the call was knowingly made in violation of the TCPA. These auto-dialed cases can be very valuable to you if you take good notes on calls and let your creditor, Bank of America, know that you have hired an attorney for representation and provide our attorney contact information.
If you are receiving calls from Bank of America, answer the calls. Take good notes using the LD&B Communications Log. And then call the LeavenLaw Consumer Law Hot-line at (727) 362-4922 or send us an e-mail at firstname.lastname@example.org. We represent consumers in unlawful debt collection lawsuits at no up-front cost. You do not pay us any attorney fee unless we win and recover monies for you. In such a case, the creditor or debt collector pays our attorneys fees and costs. If we do not recover for you, you owe us nothing. That is our No Fee Guarantee. The attorneys at LeavenLaw will look forward to helping you with your case.
Bank of America
Bank of American is also known as Bank of America Home Loans and Bank of America Home Equity Line of Credit. If you receive calls from either Bank of America Home Loans and Bank of America Home Equity Line of Credit, give us a call.
To revoke any consent Bank of America or its affiliated entities have to contact you in an attempt to collect any debt owed to them, including revoking consent to use an automatic telephone dialing system to call your cellular telephone, please either:
- Tell them you have hired the attorneys at LeavenLaw to represent you, give them our contact information and then use the LD&B Communications Log to capture information regarding continued unlawful debt collection calls;
- Send them a Cease & Desist Letter; or
- Follow the instructions below to revoke consent with the above creditor via their website or telephone.
Bank of America
Customer Service: 1-800-520-5019
Bank of America Home Loans
Home Loans Customer Service: 1.800.669.6607
Bank of America Home Equity Line of Credit
Home Equity Line of Credit Customer Service: 1.800.934.5626